What are Bank of Baroda home loan interest rates?
Bank of Baroda home loan interest rates currently start from 7.2% p.a. with the band going up to 8.95% p.a. through the RealtyIQ DSA desk.
The rate you are offered depends on your credit score, income profile, loan-to-value band and the rate type (fixed vs floating). The spread between the best and average offer on a ₹50 lakh, 20-year loan is roughly ₹3,000-4,000 of monthly EMI, which is why comparing across all 11 partner banks before applying is worth the effort.
The loans page on RealtyIQ carries the live rate sheet for Bank of Baroda alongside SBI, HDFC Bank, ICICI Bank and the rest of the panel, updated by the DSA desk.
- Rate from
- 7.2% p.a.
- Rate up to
- 8.95% p.a.
- Processing fee
- 0.50% + GST
How do I get the best home loan rate in Kolkata?
Compare all 11 partner banks on RealtyIQ, keep your credit score above 750, and apply through the DSA desk which negotiates institutional rates rather than retail walk-in pricing.
This answer is part of RealtyIQ's home loan FAQ series — rate sheets, eligibility and documentation across 11 partner banks. Every figure on this page is composed from the live listing database or the West Bengal rate sheet that powers the free calculator suite, and it is refreshed when the underlying data changes. If a number here disagrees with a brochure, trust the listing — brochures are marketing, listings are RERA-linked data.