What is the maximum Bank of India home loan tenure?
Bank of India offers home loan tenures up to 30 years.
Tenure is a trade-off dial: longer tenure lowers the monthly EMI but raises lifetime interest. On a ₹50 lakh loan at 7.1%, the difference between 20 and 30 years is meaningful monthly relief at the cost of several lakh in additional interest.
The EMI calculator shows the exact monthly and total-interest numbers per tenure, and the prepayment simulator shows how occasional part-prepayments claw the interest back.
- Maximum tenure
- 30 years
- Rate from
- 7.1% p.a.
This answer is part of RealtyIQ's home loan FAQ series — rate sheets, eligibility and documentation across 11 partner banks. Every figure on this page is composed from the live listing database or the West Bengal rate sheet that powers the free calculator suite, and it is refreshed when the underlying data changes. If a number here disagrees with a brochure, trust the listing — brochures are marketing, listings are RERA-linked data.