How long does ICICI Bank home loan approval take?
ICICI Bank home loan sanction typically takes 7-15 days from complete documentation: 2-3 days for legal verification of the property and 5-10 days for credit processing, subject to the bank's workload.
The variable that moves timelines most is document completeness, not the bank: income proof gaps and property title questions are the two usual stalls. RERA-registered projects clear legal verification faster because the sanctioned plans and title chain are already on regulatory file.
Applying through the DSA desk adds a pre-check stage that removes most avoidable rejections before the file reaches ICICI Bank.
- Typical sanction time
- 7-15 days
- Legal verification
- 2-3 days (RERA projects faster)
This answer is part of RealtyIQ's home loan FAQ series — rate sheets, eligibility and documentation across 11 partner banks. Every figure on this page is composed from the live listing database or the West Bengal rate sheet that powers the free calculator suite, and it is refreshed when the underlying data changes. If a number here disagrees with a brochure, trust the listing — brochures are marketing, listings are RERA-linked data.