What documents are required for a LIC Housing Finance home loan?
The documents required for a LIC Housing Finance home loan are lic policy assignment papers (if used as security or income support), income proof: itr + computation for 3 years (self-employed), proof of business existence for 3+ years (self-employed).
Full checklist for LIC Housing Finance: LIC policy assignment papers (if used as security or income support); Income proof: ITR + computation for 3 years (self-employed); Proof of business existence for 3+ years (self-employed). Salaried and self-employed profiles differ mainly on income proof - salary slips versus ITR plus audited financials. For under-construction properties the builder's RERA registration and sanctioned plans are part of the legal verification pack.
The DSA desk reviews your document set before it goes to the bank, which is the stage where most avoidable rejections get caught.
- LIC policy assignment papers (if used as security or income support)
- Required
- Income proof: ITR + computation for 3 years (self-employed)
- Required
- Proof of business existence for 3+ years (self-employed)
- Required
This answer is part of RealtyIQ's home loan FAQ series — rate sheets, eligibility and documentation across 11 partner banks. Every figure on this page is composed from the live listing database or the West Bengal rate sheet that powers the free calculator suite, and it is refreshed when the underlying data changes. If a number here disagrees with a brochure, trust the listing — brochures are marketing, listings are RERA-linked data.