What is the maximum PNB home loan amount?
PNB sanctions home loans up to ₹10 Cr, subject to your repayment capacity and the LTV cap of 85%.
The headline cap rarely binds before income eligibility does: the bank lends the lower of the income-multiplier sanction and the LTV-based amount. For premium Kolkata properties the LTV cap is usually the operative constraint above ₹1 crore.
Run your income through the eligibility calculator first; it gives the sanction band per bank logic before you fall in love with a listing outside it.
- Maximum loan
- ₹10 Cr
- Maximum LTV
- 85%
This answer is part of RealtyIQ's home loan FAQ series — rate sheets, eligibility and documentation across 11 partner banks. Every figure on this page is composed from the live listing database or the West Bengal rate sheet that powers the free calculator suite, and it is refreshed when the underlying data changes. If a number here disagrees with a brochure, trust the listing — brochures are marketing, listings are RERA-linked data.