2BHK in New Town on a ₹80L Budget
The good news: ₹80 lakh is a liveable 2BHK budget in New Town in 2026. The current verified band runs ₹75L–₹88L across three projects — Vinayak 21 Acres, DTC Still Waters and Siddha Serena — all inside the WBRERA-registered inventory.
The three-way comparison
| Project | Units | Why it fits / doesn't |
|---|---|---|
| Vinayak 21 Acres | 749 (18.9 acres) | Deepest inventory — a township scale that keeps configurations, floor plans and payment plans negotiable |
| DTC Still Waters | 320 (4 towers) | Compact, lower unit count — quieter towers, fewer concurrent buyers |
| Siddha Serena | 260 (3 towers) | Established Siddha delivery track record in the corridor |
All three carry RERA chips on their listings — the registration numbers are one tap from each card on the 2BHK in New Town page.
The cash math on ₹76 lakh
- Down payment (10%): ₹7.6L
- Stamp duty + registration (7%): ₹5.32L
- EMI on ₹68.4L @ 7.5% for 20 years: ≈ ₹55,100/month
Check your own number: the EMI calculator and the home loan eligibility tool price your income against the sanction, and 11 partner banks publish live rate sheets on the loans page.
What ₹80L does not buy in New Town
Honesty section: at this budget you are choosing between floor rise, tower position and facing — not between micro-locations. A "park-facing premium" quoted above ₹88L is a different budget conversation. And at ₹80L the 3BHK door is closed (entry ≈ ₹1.05 Cr); the 3BHK in New Town page tracks that band separately.
Shortlist, then compare side by side on the compare page — price, PSF and amenities stacked, no brochure prose.